By leveraging our tremendous network of influence and years in the industry we work with countless A+ rated carriers to negotiate your insurance plans, pricing, and coverage.

As a result we eliminate health questions and offer wholesale rates for individuals and small businesses at rates historically only available to fortune 100 companies.

life insurance

  • Term, Whole, Universal Life Insurance
    and guaranteed issued plans
  • Life Insurance Price Match™
  • No exam needed for most policies and issue within one week
  • Eligibile ages: 0-85


  • Never run out of money
  • Create a tax-free retirement without the worry of stock market risk
  • Lifetime income
  • Free 1-hour consultation with every membership


  • Affordable Care Act (ACA) IRS complaint plans
  • A++ rated carriers
  • 100% of all doctors accept our plans
  • Deductibles from $100 to $5000
  • No health questions
  • Insurance Price Match™

Vision & dental

  • Choose any doctor of your choice
  • $0 co-pays and no deductibles
  • Pays 100% for all exams, cleanings, x-rays, glasses, lenses and frames without waiting periods
  • Same price for all ages