Complements your major medical plan
CHAMP adds a first line of everyday care without replacing or competing with your existing coverage.
The CHAMP PlanMore usable benefits. More possibility.
Everyday healthcare for employees and families. A payroll-based approach designed to lower employer payroll taxes and increase eligible employees’ take-home pay.
Why Employers Trust CHAMP
$100M+
In Employer Savings
Total dollars saved… and counting.
10+
Years of Experience
Helping employers lower healthcare costs while improving employee benefits.
1000s
Of Companies Enrolled
Helping employers lower healthcare costs while improving employee benefits.
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CHAMP, in simple terms
Add value to what’s already working.
Keep your major medical plan and add everyday care, with a payroll-based approach designed to benefit both your business and your employees.
More value in the paycheck
Eligible employees can see an increase in take-home pay through their participation.
Pre-tax savings for your business
The pre-tax plan component reduces taxable wages, creating potential employer payroll-tax savings.
A separate employee benefit
The post-tax plan component provides a benefit tied to qualifying health-management participation.
Company impact calculator
See what the numbers could look like.
For employers with 5+ full-time W-2 employees. Enter your workforce size and average pay to explore your potential company savings.
Your company’s estimated impact
Scenario: mid-size groupMonthly employer savings—
Annual employer savings—
Total annual employee impact—
Monthly net pay before—
Monthly net pay after—
Monthly employee increase—
Annual employee increase—
The outcomes presented above are intended for illustrative purposes to showcase potential impacts on paychecks. It’s important to understand that actual results may vary due to various factors, including changes in tax regulations or individual financial circumstances. Please note that the provided example uses certain paycheck assumptions to determine the benefit of the CHAMP™ Plan and does not take into consideration employee tax withholding amounts, pre- and post-paycheck information, such as deductions, benefits, or other financial considerations. Additionally, the estimates do not take into account paycheck frequency, local/municipal taxes, or other specific tax withholding options. Results may vary by state.
Your CHAMP benefits
Everyday care for your employees and their families.
Explore the care and support included at $0 copay, with employee-only and family access identified below.
$0 In-person primary & urgent care
Participating providers through the nationwide First Health Network, plus preventive care (MEC). Confirm participating providers before scheduling a visit so you know where to access your benefits.
$0 At-home lab testing
Comprehensive testing panels delivered to the employee’s home, with no trip to a lab. Follow the kit’s collection and return instructions to complete testing from home.
$0 Personalized health support
Health guidance tailored to individual needs, with monthly app activities and reminders. Use these check-ins to keep your health goals and next steps organized.
$0 Virtual primary & urgent care
Connect on demand or schedule a visit, with ongoing primary care support. Choose virtual visits when you need care without traveling to an office.
$0 Prescription benefits
More than 600 commonly prescribed medications at over 70,000 pharmacies. Discounts may be available on additional medications. Check the covered medication list and participating pharmacy before filling a prescription.
$0 Virtual mental health
Licensed therapists, 24/7 peer support, and Bella, an AI wellness companion. Explore the available support options to find the type of help that fits your needs.
$0 Digital vitality check
A smartphone scan offers insights into key health indicators. Use the results as a starting point for a conversation with your healthcare provider.
$0 Virtual veterinary care
24/7 veterinary chat and up to four virtual appointments. Get guidance on your pet’s concerns and whether an in-person veterinary visit may be needed.
$0 benefits and more
Try it yourself
Your benefits. One app.
Choose a screen and tap the numbered markers to see how each feature works.
Today & CHAMP Score · 1/5
Your CHAMP™ Score
One number for how you're doing, built from five parts: Activity, Sleep, Mental, Wellness, and Readiness. The small arrow shows how it changed since yesterday.
Connect Apple Health so your steps and sleep count toward your score automatically.
A simpler enrollment process
You make the decision. We handle the details.
Share your payroll information, review your proposal, and connect us with your HR and payroll contacts. Our team guides your employees through enrollment and supports your rollout from start to finish.
See your options clearly
You provide your payroll information. We identify eligible employees and prepare a customized proposal with projected savings, so you can make an informed decision.
Give employees a guided enrollment
Your employees get help understanding their benefits, answers to their questions, and guidance through enrollment—reducing the work on your HR team.
Skip the communication prep
We prepare the rollout materials, messaging, and reminders, so your team does not have to build an enrollment campaign from scratch.
Get help with payroll setup
Connect us with your payroll contact. We work together to configure and validate the adjustments before launch.
Keep support after launch
Your HR team and employees have ongoing assistance for questions and next steps, so you are supported beyond enrollment.
Your next step
See Exactly Who Benefits and How Much You Could Save.
A customized proposal compares employee eligibility, before-and-after paychecks, and projected employer savings using your actual payroll data.
For your analysis, prepare one recent payroll register with gross pay, employee taxes, deductions and net pay. Your AffordaCare contact will coordinate the next step.