Group health / Guaranteed issue major medical

Group Health Insurance for Employers

Give your team meaningful coverage. Choose from Premier PPO™ and MVP Select PPO™ with no health questions, clear monthly tier rates, and options for groups starting at five enrolled employees.

Compare plans & pricing Speak with an Expert

50states available

5+participating employees

PPOnationwide network

HSAplan options available

GUARANTEEDno health questions

Compare your options.
See the monthly rates.

Choose a coverage tier to explore both plans. These are the guide’s listed plan premiums, before any employer contribution.

Who needs coverage?

Lower monthly premium

MVP Select PPO™

One major medical Minimum Value plan with straightforward copays and a cost-conscious monthly rate.

Listed rate$300.00/ month · employee only

$5,000 / $10,000 deductible (individual / family)
$9,000 / $18,000 in-network out-of-pocket maximum (individual / family)

More plan choice

Premier PPO™

12 major medical plan designs across Bronze, Silver, Gold, and Platinum, including copay and HSA-style options.

From$607.89/ month · employee only

$0–$8,000 deductible range across designs
$1,250–$8,700 out-of-pocket maximum range

Rates are informational until bound in writing, are subject to change, and require a 12-month policy term. CHAMP enrollment is required for either option; confirm its payroll treatment and the complete implementation cost with AffordaCare. No CHAMP savings have been deducted from these rates.

MVP Select PPO™ & Premier PPO™

Find your balance of premium and coverage.

Coverage tier

Employee only · Monthly plan ratesSelect a plan for more info
Deductible*	Out-of-pocket max*	Primary care**	Specialist**	Monthly premium
$5,000	$9,000	$50 copay	$75 copay	$300.00
$5,000	$8,700	$40 copay	$80 copay	$644.76
$6,000	$7,000	30% coinsurance	30% coinsurance	$607.89
$8,000	$8,700	$50 copay	$120 copay	$627.01
$3,000	$6,000	$35 copay	$55 copay	$708.04
$3,400	$6,800	20% coinsurance	20% coinsurance	$707.59
$1,000	$3,500	$15 copay	$40 copay	$777.23
$3,300	$3,300	0% coinsurance	0% coinsurance	$700.38
$3,250	$3,250	$30 copay	$50 copay	$750.38
$1,500	$3,000	$35 copay	$55 copay	$779.96
$250	$1,250	$25 copay	$45 copay	$842.32
$1,250	$1,250	$25 copay	$45 copay	$799.53
$0	$1,250	$25 copay	$45 copay	$813.21

*Confirm individual and family limits, network terms, and HSA eligibility in the applicable Summary of Benefits and Coverage (SBC).

**In-network visits. Fixed copays do not require meeting the deductible. HSA designs show coinsurance after the deductible.

CHAMP is part of
the enrollment structure.

Premier PPO™ and MVP Select PPO™ are offered through AffordaCare’s CHAMP strategy.

Understand the CHAMP Plan

What CHAMP adds:

$0-copay primary & urgent care with participating First Health providers
Virtual primary, urgent & mental health care for the household
Preventive care & personal health assistant support
Employer payroll tax savings
Potential employee take-home pay increase

Let’s compare your options

Find the right plan
for your team.

Bring your priorities. We’ll help you review plan choices, monthly rates, and the requirements for your business.