Smarter Employee Benefits

Rising costs are making open enrollment a dreaded time for both you and your employees. No one is happy about the increased expense and unpopular plan changes required to just continue to even offer what you have in the past let alone introduce anything new.

It’s time to break the old employee benefits model and be smarter about what employers and employees are getting for their money. Organizations of all sizes are taking back control of their employee benefits program. Let us put you back in the driver’s seat.

Affordacare Insurance will customize a group major medical solution to meet the coverage needs of your company while meeting your corporate objectives AND your budget.


If you value the people that work hard for you (W2 or 1099 contractors) and don't offer benefits we have found it is because of one these reasons:

  1. Can't afford paying for coverage

  2. Don't have enough employees to qualify

  3. Don't want the hassle of payroll deductions

  4. Can't legally offer benefits to your independent contractors

minimum number of people required for a group?

Just 1. No contract. Month-to-month plans.

Employee Benefit solutions

AffordaCare Insurance offers numerous employee benefits solutions that help your company provide superior health coverages to your employees, while minimizing your bottom line.

AffordaCare Insurance offers numerous employee benefits solutions that help your company provide superior health coverages to your employees, while minimizing your bottom line.

Health Insurance Review

Companies are experiencing premium increases yearly, so our team of benefits analyst conduct an audit of your current plan to assess the cause of the rate increases

Employee Benefits Plans

Once we have identified the key underlying causes of your recent rate increases, our team will then start customizing a plan from the ground up.  

Workers Compensation Review

 Affordacare Insurance performs an extensive review to determine if there is a significant opportunity to for a lower rated classification; as they are typically determined by insurance company underwriters.

Implementation & payroll 

By utilizing cloud based, single platform Payroll and HR software, we can seamlessly integrate with any system that currently is being used.  


We’re changing how organizations think about employee benefits. Say goodbye to expensive benefits with little to no benefit to you or your team.

Life Insurance
Being a responsible adult means making sure loved ones who depend on you are financially safeguarded if you unexpectedly leave them behind.

Accident Expense
Accident expense insurance gives you peace of mind that in the event of a serious injury, you and your family will have access to an additional source of cash and security.

Disability Insurance
If you have an illness or injury that makes it impossible for you to work, disability income insurance can provide you with a portion of your lost income.

Critical Illness Insurance
Surviving a critical illness, such as cancer, heart attack or stroke today is more likely than ever—but can come with financial costs and uncertainty. A critical illness policy pays a lump-sum benefit when you are diagnosed with a covered illness or medical condition.

Health Insurance
Tired of rising costs? Affordacare Insurance works with a variety of carriers including Blue Cross and Blue Shield and the CIGNA network of physicians and hospitals to find you the right plan at the right price.

Healthiest You
With HealthiestYou you can connect to a doctor, get treatment, and get prescriptions, 24 hours a day, 7 days a week over the phone or via the mobile app.

Minimum Essential Coverage
Avoid costly federal penalties for not having health insurance when you select this benefit.

Wellness is a comprehensive health and wellness program to your well-being and helps you and your team reach your lifestyle goals.


Which Solutions Are Right For Your Business?

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