Know Before You Go

It is important to review your benefit summary before visiting your doctor. Know what's covered, what's not, and what needs pre-approval.

Knowing your benefits will prevent you from getting surprise bills and save you money.

You can find you summary of benefits and coverage from enrollment or contact your agent.

As part of the Affordable Care Act of 2010, all health plans must provide a summary of benefits in a standard four-page format. These summaries help you understand how a plan works and makes comparing plans easier.

Want to understand health insurance better?

Read an overview of health insurance, including why it’s important. Or watch a quick video that explains health insurance.